Articles

How Much Money Am I Supposed to Give Away?

In Perspective on January 24, 2013 by The Spillover

Tim Challies:

It is a question every pastor faces on a regular basis. It is a question every conference speaker faces in panel discussions or Q&A sessions: How much of my money do I give to the church? How much should I give to the church?

My answer is short: Enough that it matters.

When I say we are to give enough that it matters, I mean that we should give enough that it makes a difference to our lives, to our lifestyles. Erwin Lutzer says it well: “Those who give much without sacrifice are reckoned as having given little.” We are meant to give enough that there are things we cannot do and cannot have because of our dedication to the Lord’s work. Let me be clear that I do not mean that we should do without food or we should do without paying our bills. The sacrifice is to be ours and not the bank’s or the landlord’s.

For some people, giving away 10% may mean they are giving enough that it matters. Maybe they cannot have quite the vacation they would otherwise have; maybe they are buying a used car instead of a new one; maybe they are saving for an extra couple of years before fixing up the kitchen or putting the down payment on that home. For other people this may come when they are giving 2% of their income. For others it may come when they are giving 75%. My encouragement is to keep raising the amount you give until you feel it, until it matters.

Giving that does not impact our lives at all is not sacrificial and, therefore, not enough. C.S. Lewis expresses this in a helpful way: “If our expenditure on comforts, luxuries, amusements, etc., is up to the standard common among those with the same income as our own, we are probably giving away too little. If our charities do not at all pinch or hamper us, I should say they are too small. There ought to be things we should like to do and cannot because our charitable expenditure excludes them.”

How much am I to give? Enough that it matters. Enough that I am sacrificing some comforts and some experiences I would otherwise enjoy. What the Lord teaches those who give this way is that the joy of giving, both now and eternally, for outweighs what we could have had instead. We don’t give because God needs our money; we give to show our gratitude and our dependence, and in return he returns joy. So many Christians can attest that there is a powerful, humbling kind of delight in tallying up the giving for a previous year and thanking the Lord for allowing so much to be given away. That car or kitchen or house pales in comparison to the joy of making so small a sacrifice to the One who sacrificed all for us.

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